How to Set Up a U.S. Bank Account Online from Egypt to Sell on eBay (No SSN Needed)

How to Set Up a U.S. Bank Account Online from Egypt to Sell on eBay (No SSN Needed)

Welcome! If you’re looking to sell on eBay from Egypt, or anywhere where traditional banking makes things tricky, you’re in the right place. In this post, I’ll walk you through how to open a U.S. bank account online without stepping foot in a bank — and yes, you don’t need a U.S. Social Security number (SSN) to make it happen.

Why Do You Need a U.S. Bank Account for eBay?

To sell on eBay, especially if you’re targeting U.S. customers, you need to get paid in U.S. dollars. However, eBay doesn’t send payments to your Egyptian bank account. They require a U.S. routing number and account number.

Normally, this would mean opening a U.S. bank account, which can be nearly impossible unless you’re living in the U.S. or have an SSN. But don’t worry — there’s a simpler way.

The Solution: Payoneer

Payoneer is a global financial platform that provides virtual bank accounts in the U.S., U.K., Europe, and more — and it works perfectly with eBay.

With Payoneer, you can set up a U.S. bank account 100% online without needing to live in the U.S. or have a Social Security number. It’s a quick, hassle-free way to get started selling internationally.

How to Set Up Payoneer from Egypt (Step-by-Step)

Here’s how to get started with Payoneer:

1. Sign Up for Payoneer

2. Fill in Your Details

3. Upload Required Documents

Approval usually takes 1-2 business days.

What You Get with Payoneer

Once your Payoneer account is approved, you’ll have access to:

This is essentially a full U.S. bank account, but without the paperwork, in-person visits, or Social Security stuff.

How to Link Payoneer to Your eBay Account

Here’s how to connect your Payoneer account to eBay:

In some cases, Payoneer might send a special code to eBay to confirm your account.

What About Taxes? (W-8BEN Form)

Since you’re not a U.S. resident, you’ll need to fill out a simple tax form called the W-8BEN.

This form just lets the U.S. government know that you’re not American, so they won’t withhold U.S. taxes from your payments.

You can find the form in your Payoneer account under Tax Settings — it takes less than two minutes to complete.

How to Get Your Money Out

When someone buys from you on eBay, here’s what happens:

Transfer time: 1–3 business days
Conversion fee: 1.5% (to convert USD to EGP)
Minimum withdrawal: $50

You can also order a Payoneer Prepaid MasterCard to spend your balance online or in stores.

Quick Tips for Smooth Sailing

Bonus Info for Other Countries

Payoneer also works great in other countries, including:

No matter where you are, Payoneer gives you options to sell online without the headaches of traditional banking.

Final Thoughts

If you’ve felt like eBay was out of reach because of the banking side of things, I hope this post shows you that it’s totally possible to sell on eBay from Egypt or anywhere around the world.

With Payoneer, you can get a U.S. bank account and start receiving payments in U.S. dollars, no SSN or U.S. residency required.

You’ve got this.

Ready to Get Started?

If you found this post helpful, go ahead and share it with a friend who’s trying to sell online. And don’t forget to leave a comment below — let me know if you have any questions or need further details on setting up your Payoneer account.

Until next time — keep building, keep learning, and go global!